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Need Money But Unable To Get A Loan Anywhere?
12 Month Installment Loans
For long term borrowing, a person who is unemployed may consider a 12 month installment loans with no income verification. This is because a long term personal loan for bad credit or worse tend to have a lower annual percentage rate as compared to short term cash advances like 30 day payday loans or other similar one month private loans with a short repayment term. With the cheaper interest rate coupled with a longer period of repayment, it makes it easier for a person who is jobless to service a 12 month loan with monthly installments, giving him or her more time with it.
You can shop around and visit a number of banks and financial institutions to see what are the types of installment loans available. Typically, they fall under the category of personal loans: short term or long term personal loans and whether they are secured or unsecured.
Unsecured Loans From Banks With Long Term Payback
As a general guide, you will need to have an exemplary credit record if you wish to apply for unsecured installment loan of 4000 dollars and higher through the banks. You can retrieve a free copy of your credit record from annualcreditreport.com and go through the report to check for any errors. If you find yourself having bad credit and unable to get approval for bank personal installment loans, you need not lose hope.
Private Installment Loan Lenders
There are some personal installment lenders operating in the private lending market and these direct lenders are often able to provide unsecured loans with no credit check, hence saving you the hassle from having people look into your credit history. A 12 month long term loan with no income verification and pay back by installments can be negotiated with either direct payday installment loan lenders like ChecknGo or from other legitimate third-party loan broker websites that help to match your loan requirement with a financial lender.
It will cost you a lot more in finance fees if you opt to borrow money with no credit check by using these direct cash advance companies and you should always first consider all avenues that you may be able to get money from that do not need you to pay any fee for a loan.